Live Your Best Life

Even after accident or illness Total Permanent Disability (TPD) Insurance helps you to live your best life.

What is Total and Permanent Disability Insurance?

Total and Permanent Disability insurance (TPD) is there to protect your quality of life with financial assistance, if you were to be left disabled after an accident or illness.

Most Aussie families don’t have a lump-sum put away for a rainy day. In fact the opposite is true – credit card debts, bills and loans swallow up your regular income, without adding medical expenses, home modifications and rehabilitation costs to the list.

If you are involved in a life-changing accident or major illness that leaves you totally and permanently disabled, then TPD ensures that a lump sum will be payable so you can live the best possible life.

That’s why TPD can be the financial lifeline you need if things go wrong.

Want a lifeline? Talk to our friendly team


You Don’t See Accidents Coming…

Over a five-year period 19.6% of drivers were involved in a road traffic accident*.

And it’s not just accidents on the road – at home, work, or on the water – you just don’t see accidents coming.

TPD insurance provides a one-off payment that can help you:

  • Fund lifestyle changes and home modifications
  • Cover the cost of long-term care or medical expenses
  • Pay off any debts including your mortgage
  • Provide an ongoing income for your family

But it can be hard to know where to start when it comes to insurance, that’s why Michael asked KLW for help.

I wanted to protect my family but didn’t know where to begin…

“Financial uncertainty is one of the most stressful situations anyone can find themselves in. I understood the importance of protecting my family and myself personally and professionally, but did not know where to begin.” Michael Palazzolo

Tenille and the team took Michael through the maze of personal protection, finding out what was important to him and his family, answering his questions and supporting his decisions with information and recommendations.

Nothing was too hard or no question unanswered

“The amazing team at KLW Insurance and Planning Services were so accommodating and professional, I knew from the first appointment my financial security would be in good hands.

From Financial Planning to Personnel Protection Management, the process was smooth and unproblematic, nothing was too hard or no question went unanswered.” Michael Palazzolo

Do you want peace of mind when it matters most? Talk to us today

*SOURCE: Roy Morgan Single Source (Aust.): July–June 2008 & July–June 2013
KLW Insurance