Protect the Income They Depend On

If your income keeps the family going, don’t risk being without it. No one can predict what the future holds but we can put a plan in place to ensure your financial future is secure.

Who Needs Income Protection Insurance?

Family breadwinners

Why? You’re the glue that holds the finances together – they depend on your income to put food on the table, pay bills and fuel in the car.

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Self-employed tradesmen

Why? Because your income depends on your physical fitness/mental capabilities and you’re not covered by an employer.

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Single income families

Why? As a solo provider the household depends on your income, which means you worry about getting sick and taking time off work.

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Take Shelter from Life’s Ups and Downs

Income protection protects you against the loss of one of your most valuable assets, your ability to produce an income. If a sickness or injury prevented you from earning an income, would you have money put aside to meet the costs of:

  • Household bills
  • Mortgage repayments
  • Car repayments
  • What about the new medical or rehabilitation bills?

Income Protection Insurance is a buffer that helps you get back on your feet. It typically replaces up to 80% of your pre-tax salary if you can’t work due to sickness or injury.

Think of it as a refuge to shelter in while you weather the storm

A Safe Harbour to Protect You

Most Aussie families don’t have savings put away for a rainy day. In fact, the opposite is true – credit card debts, bills and loans swallow up your regular income, without adding medical expenses, sick-time and rehabilitation costs to the list.

Did you know that one in three Australians will be unable to work due to illness or injury for a three month period, or longer, during their working life?*

No one can predict what the future holds but we can put a plan in place to ensure your financial future is secure. Income protection gives you the security and confidence to live your life, knowing that your income needs will always be guaranteed.

Don’t let life’s curve balls catch you out, protect yourself and the ones you love…

Do you want peace of mind when it matters most? Talk to the KLW team

* SOURCE: Australian Disability Table IAD89-93 Class 2
KLW Insurance