How Long Can Your Business Survive Without You?

As a business owner, you don’t have the option to call in sick or take time off like an employee.

The buck stops with you.

This means that you’ll often push on through illness, dealing with deadlines, staff and customers whether you’re sick or not. But what happens if you get seriously ill, have an accident or need an operation?

What is Business Expenses Insurance?

Business expenses insurance is like income protection insurance, but it’s designed specifically for business owners. It covers your fixed business costs so that if something happens to you, your business doesn’t have to suffer.

Business Expenses Covered:

  • Rent or interest/fees on a property loan
  • Salaries and staff superannuation
  • Utility bills – gas/electricity/water
  • Leases on cars, machinery or equipment
  • Accounting and auditing fees
  • Registration and insurance of vehicles and equipment

Imagine trying to run your business from your hospital bed…we want you to concentrate on your recovery instead!

 

Expect the Best, Plan for the Worst

As a smart business owner, you know your health is integral to the success of your business. That’s why planning ahead is vital. The reality is that sometimes you need to take time away from the business due to illness. It’s time to ask yourself, can you meet your financial obligations if tomorrow you couldn’t work?

If the answer’s no, then let’s tackle it together.

Don’t let life’s curve balls catch you out, protect yourself and the ones you love…